How It Works
Get a loan offer in as fast as 15 minutes with our simple 3-step process.
Basic Requirements
Most lenders have the following requirements to be approved:
- Be employed at your present job for at least 90 days.
- Be a US citizen or a permanent resident, and over the age of 18.
- Have an income of around $1,000 per month after tax deductions.
- Have a checking account in your name.
- Provide a working telephone number for your home and work.
- Provide a valid email address.
Quick Inquiry Process
Through our secure technology, we will find a lender in our network that is willing to work with you based on the information you submit. Once matched, the lender will contact you for any additional details.
Cash Sent Directly To You
After approval, funds are deposited directly into your bank account — no bank visits or check-cashing fees required.
Private And Secure
We use industry-recognized security and advanced encryption technology to protect your personal information.
Automated Repayment
If authorized, payments are made automatically via ACH transfers, ensuring timely payments without hassle.
Late Payments
Policies vary by lender. Please review your agreement carefully. Late fees or full balance acceleration may apply depending on your state.
Loan Extensions
Some states limit or prohibit extensions. Contact your lender directly for available options.
Loan Default
Missing payments may impact your credit and ability to obtain future loans.
Apply Now — It's Free
Get connected with a payday loan or cash advance lender in minutes. No obligations.